HOW DO YOU CLAIM THE VOUCHERS? The credits, which will be valid for a year, will be disbursed digitally for convenience from July 1 to July 31. You can download the LifeSG mobile application on your mobile phone to redeem the credits. Here are four easy steps to do so: In your LifeSG mobile application, scroll to “Benefits and Support” Locate “NS55 …

Many of us love living in Singapore, so much so that investing in a property is a legitimate next step to take. Whether you’re looking to invest in a property for financial returns, or wanting to build a dream home for your family,  here are five essential things you need to know about buying a house in Singapore. Unlike many other …

How to Start a Business in Singapore Being the boss of your own business is the dream of many, which explains why entrepreneurship is on the rise. However, starting a business always comes with a unique set of challenges.  One thing you can do to overcome these inevitable risks is by preparing and planning. If you don’t know where to …

These tiny lifestyle tweaks can add up to big savings.    “How to save money?” is the million dollar question, especially in expensive Singapore – but it can be done.  When it comes to your financial well-being, it’s not just how much you earn but also how much you spend that matters. Although Singapore is often considered one of the most expensive cities in …

Investing can help you maximise the amount of money you can earn, so you can grow your wealth and have greater financial security when you head into your retirement years. If you aren’t yet investing, however, there are some things you should know before dipping your toe into the stock market. Here are three simple to follow tips for any …

We know that GST is going to increase in 2023 and a lot of talk has been bandied about regarding inflation and how it might affect us. In fact, Singapore’s core inflation has recently risen to the highest level in 9 years.  In addition to death and taxes, inflation is another phenomenon that we can expect with near certainty over …

We all need to borrow money from time to time. In these situations, we often look to moneylenders as an easier, more convenient alternative to borrowing money from the bank. It’s true: licensed moneylenders can be a life saver when you need to borrow money quickly. Unfortunately, in recent years, an illegal industry of ‘loan sharks’ posing as money lenders has grown …

Personal loans can be helpful for covering a large planned expense, such as a home renovation, or an unexpected financial emergency that may come your way. Navigating the personal loan application process and getting approved is the first step. The second is creating a strategy for repaying what you’ve borrowed. Whenever you’re considering opening or making any changes to your …

Personal loans are good for a variety of purposes—from consolidating debt to putting in that pool your family has always dreamed of. But they are personal, which means your reasons are yours. If you’re thinking about getting a personal loan, learn how they work before applying. How Personal Loans Work Vs. Other Financing Personal loans are usually a type of unsecured …

Few individuals can manage to pay for big-ticket buys in cash. For most of us, getting an advance is the way to go. In any case, did you know that your ability to get a loan can be influenced by your credit score?  What is a credit score? A credit score is a statistic derived from a person’s credit history, using data from a range of factors, such as• a loan application,• a credit bureau report or• …